Two wheeler insurance plans generally do not provide for any type of losses incurred due to depreciation or normal wear and tear of the vehicle. Damages caused by accidents in case of drunken driving are not covered by the insurance plan. When the owner of the vehicle intentionally damages the vehicle, the losses are not provided for by the insurance plan.

A large number of companies offer different types of insurance plans. Any person planning to buy this type of insurance it must evaluate the pros and cons of each available plan and compare the plans. This helps the person to select the plan which reaps the maximum benefits.